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One of the biggest challenges families face in owning a home is saving for a down payment. Habitat for Humanity removes this barrier through our affordable mortgage.
This means you can buy a home of your own with no down payment, no interest, and monthly payments guaranteed to be no more than 25% of your monthly income.
We currently have starter homes for sale in several communities, including Silver Springs, Bowness, Okotoks, Pincher Creek and Medicine Hat. See where you can own.
Take our short Eligibility Quiz to see if you meet the basic criteria to be approved for our affordable mortgage.
Learn more about how our program works and if it would be a good fit for your family.
Get approved for your affordable mortgage!