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every homeis the foundation for a stable future

Take the eligibility Quiz
See where you can own

You can own your own home through Habitat for Humanity's Affordable Mortgage

Are you renting and looking for an affordable alternative to own your own home?

One of the biggest challenges families face in transitioning from renting to owning a home is saving for a down payment. Habitat for Humanity removes this barrier through our Affordable Mortgage. 

This means you can buy a home of your own with no down payment, no interest, and monthly payments guaranteed to be no more than 25% of your monthly income.

Our Affordable Mortgage is designed for families who:

  • Have children under the age of 18
  • Have at least one member of the household is working full-time (35 hours per week)
  • Do not currently own real estate
  • Have a total family income between $37,000 and $90,000
  • Are willing to complete 500 volunteer hours 


3 Steps to owning your home

1. Take the Eligibility Quiz

Take our 6-question Eligibility Quiz to see if you meet the basic criteria to be approved for our Affordable Mortgage.

2. Attend an Information Session

Learn more about how our program works and if it would be a good fit for your family.

3. Submit an Application

Get approved for your Affordable Mortgage!


About our homes

We currently have starter homes for sale in communities across southern Alberta. 

Our homes are built above code, with adequate space for all family members. We engage quality trades and architects, ensuring that your home is safe and built to last. We adhere to the community design specifications, which means our homes blend in seamlessly with the surrounding properities.

Our homes are:

  • Approximately 1,100 sq. ft.
  • 3 bedrooms
  • 1.5 baths
  • Energy efficient to reduce the costs of utilities
  • Built in close proximity to schools, public transit and other amenities


Ready to get started? 


Take the eligibility Quiz
See where you can own a home

Short Title

Short Title


“I recently saw the houses built by Habitat and was amazed with the attention to detail that goes into them; from the interior details, to the care and thought put into the design so that families not only have a house, but LOVE their home.”


- edgar, habitat homeowner in capitol hill, calgary