You’re working hard, but monthly expenses quickly chip away at your paycheques. Your family might be stuck in the rental cycle and face significant challenges.
You’re not alone, and there is a solution.
With the support of sponsors, donors, community partners and volunteers, we help families enter the housing market in starter homes in family-friendly communities.
Families purchase their homes through Habitat’s affordable mortgage – no down payment and no interest. Monthly mortgage payments are calculated so that homeowners never pay more than 25% of their household income on housing costs, which includes mortgage payments, property taxes, and condo fees.
When you own a home you can afford, you're building equity and you can focus on the things that truly matter – spending time with your kids, saving for their education, pursuing your own career goals, and knowing the relief that comes from having a safe, stable place to call your own.
There’s a sense of accomplishment that comes along with reaching a major milestone, knowing that it hasn’t been given to you; you’ve worked to get there!
That’s why our program is a true partnership and unlike any other affordable home ownership program – it’s something we do with you, not for you, and that’s something you can be proud of.
As an active partner, your role is to:
This can be toward the construction of your own home or to support other Habitat projects.
This helps to ensure you are equipped and ready to take on the financial responsibilities that come along with home ownership.
This includes Groundbreaking and Home Dedication ceremonies that bring together the sponsors, donors, community partners and volunteers who are working with you to help you build your dream of home ownership.
This can involve public opportunities like speaking engagements or video testimonials, or simply establishing good rapport and working relationships with Habitat staff, volunteers, donors and partners.