Silver Springs

Buy your own townhouse in Silver Springs, NW Calgary

Homes for sale starting in the mid-200s

Imagine a community where your kids have neighbourhood friends and where you can pick up groceries on your way home from work.

Stop dreaming and make it a reality – you can afford to own your own home here on this quiet cul-de-sac.

Habitat for Humanity’s three-bedroom townhomes in Silver Springs are for sale and accepting applications to purchase a home with no interest and no down payment.

If you don’t qualify for a traditional mortgage, this could be a great option for you. Find out if you qualify.

The best community in Calgary for you

Click on the video below to take a virtual tour.

As you enjoy your morning cup of coffee from your balcony, you can watch your kids play in the green space below.

Bikes strewn on the green space, neighbouring children emerging one-by-one to join in the fun and their parents partaking in your morning patio ritual — this isn’t just a house, it’s your home.

You have the choice to add your personal flair with paint colours or even wallpaper, which you don’t have to worry about removing when your lease is up, because you own your home.

You can breathe easy knowing that your children have a safe, stable and long-term home to grow up in.

What’s the best part — you did it all without a down payment and unlike a bank mortgage, you don’t have to pay any interest on your loan.

The Home Specs

Each of the 32 townhomes being built in Silver Springs between 2019 - 2021 feature:

3 bedrooms
1.5 baths
A private entrance
Two levels of living space
A patio or balcony
Open-concept kitchen and living spaces for a bright and airy feel
Five energy-efficient appliances to help lower your utility bills
In-suite laundry
Living areas on the main floor for family time and bedrooms on a separate floor for a space to retreat
Bedrooms with built-in closets and durable carpet
Designated parking stall

The complex features:

Centralized recycling and garbage disposal
A community mailbox
Shared green space

Your Neighbourhood Amenities

We believe in building nurturing communities within well-established neighbourhoods that have all of your necessary amenities.

Directly off of Nose Hill Drive and Crowchild Trail, you can find almost everything you need in less than a 5 km radius, and have quick and easy access to everything else.

In Silver Springs you’ll find:

The Silver Springs Community Centre:

Skating Rink
Baseball Diamonds
Soccer Fields
Swimming Pool
Community dance classes
Events including community BBQs, garage sales, clean up days and more

Schools & Childcare:

Silver Springs Preschool
Silver Springs School - for grades K-6
W.O. Mitchell School - for grades K-6
St. Sylvester School - a Catholic French Immersion school for grades K-6
St. Vincent de Paul School - a Catholic school for grades K-9

Green Spaces:

Bowmont Park & Silver Springs Boardwalk (hiking trails, waterfall, picnic tables and more)
Botanical Gardens of Silver Springs
Bowmont Park & Silver Springs Fenced Off Leash Areas
BP Birthplace Forest
Silver Springs Golf Course

Other must-haves:

Grocery stores
Pharmacies
Churches
Health care
Public transportation
Banks
Gyms
Post Office

How it Works

Habitat for Humanity builds their homes with professional architects and trades and with the help of volunteers like you who get to have a hand in building a home.

The homes are built to spec and blend seamlessly with the neighbouring homes.

Habitat also holds the mortgage to each of the properties, so instead of borrowing money from a bank — you make your payments to Habitat— with no interest or down payment.

Each mortgage payment made by a homeowner is reinvested into Habitat to build more homes, so each family helps another family build their first home.

Here are the steps to buying your home:

Take the Eligibility Quiz to see if you meet the basic criteria to buy a Habitat home
Attend an information session
Submit an Application
If approved, attend an Orientation Session
Complete your volunteer hours
Buy and move in to your new home

To qualify in Calgary you must:

Have children under the age of 18
Maximum household size of 5 for these homes in Silver Springs
Make a minimum of $40,000 employment income per year
Not exceed the maximum household income (dependent on family size)
Have at least one member of the household who works full-time (35 hours per week)
Have consistent full-time work for the past two years
Not currently own real estate
Have lived in Calgary for at least two years
Be Canadian Citizens or Permanent Residents (all family members)
Not have debt in collections - when significant payments have been missed on a loan and the company owed sends the debt to a collection agency
Minimum $2,000 in chequing, savings or RRSP accounts to demonstrate strong savings behaviour
Consumer Proposal must be in final year. Considered on case-by-case basis.
Balance of debt and mandatory monthly payments on debt are taken into consideration.

Move to Silver Springs

Raise your children in a neighbourhood where they can make friends, play safely and attend school within a walkable distance. A neighbourhood where you can plant roots and have access to all of the amenities you need. And a home that you can call your own with no interest or down payment.